QUESTIONS, ANSWERED

XintCard is an encrypted smart debit card from XintCard Inc. Your account credentials and cryptographic keys stay sealed inside a tamper-resistant secure chip, every payment is authorized with a one-time cryptogram, and every transaction is verified in real time. There is no static card number and no magnetic stripe, so criminals have nothing to steal.

Yes. XintCard has no magnetic stripe and no readable account data, so a skimmer on an ATM, gas pump or checkout terminal captures nothing usable. Shims that intercept chip traffic only see a one-time cryptogram that is already spent, and any cloned or replayed data fails real-time verification.

Yes. There is no fixed security code printed on the card that works forever once it is copied. Every payment, in store or online, is authorized with a dynamic one-time code generated inside the chip and bound to that merchant, amount and moment. A stolen code is dead before it can be reused.

A virtual debit card hides your real number behind a substitute card number, expiry date and CVV, and those details can still be phished, leaked in a breach or reused until the card is cancelled. XintCard is a physical smart card with no reusable number at all: each payment uses a fresh token that dies after use, and the protection works the same at the pump, at the till and at an online checkout.

Its chip is a secure element with a built-in crypto engine. Private keys are generated and kept inside the chip and are never exported, a tamper mesh locks the chip if it is probed, and a live link checks each payment as it happens. Merchants receive a one-time token instead of your identity, so cryptography, not a printed number, decides whether a payment is genuine.

XintCard is designed to neutralize eight fraud vectors: skimming, shimming and card cloning, online card-not-present theft, phishing and scams, lost and stolen cards, merchant data breaches, account takeover through SIM swaps or stolen passwords, and counterfeit cards.

No. XintCard is the same size as a regular card and works the same way: insert, tap or pay online exactly as you do today. The cryptography runs in the background, and you can see every attempt, get alerts and freeze or unfreeze the card in one tap.

XintCard is launching soon. Join the early-access list for launch updates by email and priority card issuance. It takes about 20 seconds and needs only your name, email and region, never your card details.