XINT CARD× : the encrypted smart debit card
The debit card that gives criminals nothing to steal. Your financial data stays sealed inside the chip, every payment is checked in real time, and skimming, stolen numbers, online theft and scams hit a dead end.
XINTCARDSEALED CORE
EVERY FRAUD VECTOR NEUTRALIZED
Legacy cards leak the one thing criminals need: a reusable number. XintCard removes it. Hover or tap any vector to see how a regular card fails, and how XintCard shuts it down.
THE FRAUD ECONOMY
Card fraud is not a rare accident. It is an industrial operation that runs every second of every day, and it is growing. These are the latest published figures.
Card fraud losses worldwide in 2024, across issuers, merchants and acquirers. [1]
Projected annual card fraud losses by 2030 as card volume keeps climbing. [1]
The U.S. carries a far bigger share of global card fraud losses than its share of card spending. [1]
XINTVISION
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U.S. reports of credit card fraud in 2024, the #1 type of identity theft reported to the FTC. [2]
U.S. debit cards compromised at skimmed ATMs and terminals in 2024, with compromises rising again in the second half. [3]
Share of UK unauthorised fraud cases that were remote purchases with stolen card details: nearly 2.6M cases in 2024. [4]
Fraud losses reported by U.S. consumers in 2025, a record. Credit cards were the payment method most often named in reports. [5]
- 01
Nilson Report: worldwide card fraud losses 2020–2024 and 2030 projection; U.S. share of losses and volume (2024). Live counter rate = $33.41B ÷ seconds in a year.
NILSONREPORT.COM ↗ - 02
U.S. Federal Trade Commission: Consumer Sentinel Network Data Book 2024.
FTC.GOV ↗ - 03
FICO: Debit Card Compromise in 2024.
FICO.COM ↗ - 04
UK Finance: Annual Fraud Report 2025 (covering 2024).
UKFINANCE.ORG.UK ↗ - 05
U.S. Federal Trade Commission: reported consumer fraud losses for 2025 (testimony, March 2026).
FTC.GOV ↗
Simulations, live feeds and scenario timelines on this page are illustrative. XintCard is a product of XintCard Inc.
HOW XINTCARD THINKS
A regular card is a key you hand to every terminal and website you pay. XintCard is a vault that answers questions and never opens the door.
SEALED CHIP
Your account credentials and cryptographic keys live inside a tamper-resistant secure chip. They are never printed, never stored on a stripe, and never transmitted.
ONE-TIME CRYPTOGRAM
Each payment produces a unique encrypted code bound to that merchant, amount and moment. Copy it and it is already dead.
REAL-TIME VERIFICATION
Every payment is checked as it happens: who is paying, where, how much, and whether it fits the owner. Anything that does not match is stopped.
INSTANT DECISION
Approve the real you, terminate the fraudster, in the time it takes the terminal to beep. You are alerted, and your money never moves.
RUN THE ATTACK YOURSELF
Pick a real-world fraud technique and launch it against a regular debit card and a XintCard at the same time.
XINTCARD VS REGULAR CARDS
Same size. Same tap. Same checkout. A completely different security model underneath.
NO.X4
NO.X7
BUILT FOR REAL LIFE
Security that never asks you to change how you pay.
WHY XINTCARD SAVES YOUR FINANCIAL LIFE
Debit card fraud does not just take money. It takes your rent, your bills and your weeks. Debit cards pull straight from your bank account, so the money is gone first, and you fight to get it back later. One illustrative scenario, two outcomes:
- Card swiped at a gas pumpA hidden skimmer copies the card number and data.
- Account drainedCloned card and online purchases empty the checking account.
- Rent payment bouncesOverdraft and late fees start stacking up.
- Card cancelledDispute filed. Autopays break. No card while a new one ships.
- Waiting for the money backInvestigation, paperwork, calls and stress while bills keep coming.
- Card used at the same pumpThe skimmer reads nothing usable. There is no stripe and no static number.
- Fraud attempt terminatedAny cloned or replayed data fails real-time verification instantly.
- Life continuesRent clears. Autopays run. Nothing to cancel, dispute or replace.
Your card should protect your money, not expose it.
Every regular card carries a number that works for anyone who copies it. That single design flaw powers skimming rings, phishing gangs, data-breach markets and online theft. XintCard was built to remove that flaw entirely, so the thing protecting your paycheck, your savings and your family's month is no longer a 16-digit secret printed on plastic.
STRAIGHT ANSWERS
Dynamic CVV, anti-skimming protection, virtual cards and smart-card cryptography: what XintCard is and how it keeps every payment safe.
Q01What is XintCard?
XintCard is an encrypted smart debit card from XintCard Inc. Your account credentials and cryptographic keys stay sealed inside a tamper-resistant secure chip, every payment is authorized with a one-time cryptogram, and every transaction is verified in real time. There is no static card number and no magnetic stripe, so criminals have nothing to steal.
Q02Is XintCard an anti-skimming debit card?
Yes. XintCard has no magnetic stripe and no readable account data, so a skimmer on an ATM, gas pump or checkout terminal captures nothing usable. Shims that intercept chip traffic only see a one-time cryptogram that is already spent, and any cloned or replayed data fails real-time verification.
Q03Does XintCard have a dynamic CVV?
Yes. There is no fixed security code printed on the card that works forever once it is copied. Every payment, in store or online, is authorized with a dynamic one-time code generated inside the chip and bound to that merchant, amount and moment. A stolen code is dead before it can be reused.
Q04How is XintCard different from a virtual debit card?
A virtual debit card hides your real number behind a substitute card number, expiry date and CVV, and those details can still be phished, leaked in a breach or reused until the card is cancelled. XintCard is a physical smart card with no reusable number at all: each payment uses a fresh token that dies after use, and the protection works the same at the pump, at the till and at an online checkout.
Q05Which types of card fraud does XintCard stop?
XintCard is designed to neutralize eight fraud vectors: skimming, shimming and card cloning, online card-not-present theft, phishing and scams, lost and stolen cards, merchant data breaches, account takeover through SIM swaps or stolen passwords, and counterfeit cards.
Q06How can I get a XintCard?
XintCard is launching soon. Join the early-access list for launch updates by email and priority card issuance. It takes about 20 seconds and needs only your name, email and region, never your card details.
Be first to carry XintCard.
Join the early-access list for launch updates and priority card issuance.
- PRIORITY CARD ISSUANCE
- LAUNCH UPDATES BY EMAIL
- NO CARD DETAILS NEEDED
NAME · EMAIL · REGION · ABOUT 20 SECONDS